Built to Last: What America’s 250th Birthday Teaches Us About Family Legacy

This year marked a significant milestone for our country as the United States of America is celebrated 250 years of independence. This presents an opportunity to reflect on what it took for our Nation to get here and what it will take to continue the legacy forward. Generations of Americans built on what came before them. As wealth advisors, that…

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Before They Head to Campus: Why Every College Student Needs a Power of Attorney

A few weeks ago, my colleague DeAnna Kaber stopped by my office with a request that I think every parent of a college-bound student should consider. It was one of the most important appointments I have had all summer and one of the simplest. DeAnna’s son Alex is heading off to play college hockey this fall, and she wanted to…

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Bryce Dalrymple, Associate Wealth Advisor at Krilogy

Largest Social Security Bump in 40 years

Starting in January, recipients of Social Security payments are set to receive their largest cost-of-living adjustment (COLA) in over 40 years. According to a recent Social Security Administration press release, approximately 70 million Americans will see an increase of 8.7% in their benefits for 2023. The last double-digit bump for SS payments was a 11.2% bump in 1981. Those currently…

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Bryce Dalrymple, Associate Wealth Advisor at Krilogy

Should I max out my 401(k) while the market is down?

A frequent question I hear from clients and prospects is whether or not to put extra money into the 401(k) while the stock market is down. Three key questions can help you navigate this idea. Question 1: What is your emotional outlook? We need to be realistic with ourselves and our emotions surrounding money and investing. Mathematically we “know” that…

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Qualified Charitable Distributions

At Krilogy, we work with clients through all phases of their retirement planning, investment strategies, and tax strategies. A key point in this journey occurs when a client reaches 72 years old, the age at which they must begin taking Required Minimum Distributions (“RMD”) from their retirement accounts. However, in some cases the individual may not want or need this…

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What Do Above Average and High Inflationary Periods Mean for Equities?

Good afternoon, instead of contemplating how persistent and enduring inflationary pressures in the economy are or aren’t, I thought I’d provide some perspective on what above average and high inflationary periods have meant for equities historically.  Separate from the inflation conversation and what it could mean for equities, I think it’s important to level-set expectations for expected returns in traditional…

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Is Today’s Stock Market Expensive?

Many of our clients ask if the stock market is too expensive today. By many measures as shown on the following chart, courtesy of Charles Schwab and The Leuthold Group, it would appear to be the case at first glance. Valuation metrics such as Price to book value, Price to cash flow, Schiller’s CAPE ratio, and current and forward PE…

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Ryan Powers, Partner & Senior Wealth Advisor at Krilogy

6 Common Retirement Mistakes and How to Avoid Them

Preparing for retirement can be one of the most exciting and nervous times of your life. This is the time to celebrate all of your professional accomplishments while also making sure you are adequately prepared for this next chapter of life. Throughout my career as a financial professional, I have helped numerous people design and implement wonderful retirement plans. I…

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Bryce Dalrymple, Associate Wealth Advisor at Krilogy

Changing jobs? Consider these 7 things during your transition.

It’s no secret that people are on the move. A poll conducted earlier this year on behalf of Fast Company indicated that the majority of U.S. workers are considering a job change. Moving to a new opportunity at a new employer can be an exciting time. It can also be a stressful time. Here are seven things to consider when…

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Ryan Powers, Partner & Senior Wealth Advisor at Krilogy

Five Questions Every Investor Should Ask Their Advisor

How Are You Compensated and what fees should I expect to pay? It is very important to understand how your advisor is paid and to also understand your “all-in” cost of working with that advisor. Determine if your advisor charges an asset-based fee or if they receive commissions from placing trades in your account. Some advisors may receive both! Other…

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