John McArthur

Your Money and Your Retirement Dreams

Is there a brighter future in your retirement than you think? There just might be. The subject of retirement dreams conjures up widely different images. Instead of retirement being a mysterious future unknown, it can be a life you enjoy because you’ve planned, sought out expertise, and taken control early on. If you are proactive in your efforts, you avoid…

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Matt Haywood

401(k) Auto-Enrollment – Cruise Control or Active Involvement?

Whether you like it or not, an Automatic Enrollment 401(k) Plan is a good thing. Everyone knows the importance of saving and investing wisely in your future. Making people choose “not to save,” instead of “to save” gets people past the initial uncertainty and questions when entering a 401(k) plan. We no longer hear people say “Let me take this…

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Nathan Holt

Maximize Your Impact on Retirement Savings in Your 40s and 50s

Many professionals are at the pinnacle of their careers in their 40s and 50s. They’ve worked hard to achieve certain positions, responsibilities, salaries – and maybe even hold an esteemed status or recognition in the community. While that focus is important and admirable, it’s key to remember that these two decades of life are critical for your retirement planning and…

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Kristin Fomon

Why Women Need to Invest More and Plan Smarter for Retirement

A generation or two ago, women were not usually the decision makers in family finances, and may not have even been part of the conversation. Today, more women than ever are the breadwinners in our homes, and do initiate the financial talks in our families. Even though we are carrying this financial responsibility, we are generally not as bold or…

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Patrick Monahan

Is an In-Service Withdrawal Right for You?

Many working Americans jump-start their savings for retirement by enrolling in their company’s 401(k) plan, and those numbers continue to increase as companies move to an auto-enrollment model. At Krilogy, we encourage our clients to participate in their company-sponsored retirement plans, including 401(k)’s, because these types of plans implement disciplined savings and can be instrumental in building wealth. But there…

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Matt Haywood

401k Auto-Enrollment: What You Need to Know

A growing number of workers in the United States are being auto-enrolled in their company’s 401k plans. The goal of auto-enrollment is to increase the likelihood that the employee will remain in the plan and save for retirement because instead of going through the process of opting in to the program, the employee would have to opt out – and…

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Drew Forrester

Optimize Your Social Security

Looking forward to Social Security for retirement used to be pretty simple. You reach a certain age, you retire, you go file for your social security. But just as overall planning for retirement has drastically changed over the years, so has planning for how and when to start taking your Social Security – especially for married couples – in order…

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John McArthur

Are we ready? Well, not quite yet

Federal Reserve Fed Funds Rate Decision 9-17-15 Yesterday’s FOMC meeting has been one of the most widely anticipated economic events in several years. We had seen rampant debate as to whether the FOMC would hold the Fed Funds rate unchanged at 0.0% – 0.25% or whether it would initiate the first rate hike since moving to its zero interest rate…

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Kent Skornia

Where Are You Going in Retirement?

Would you tell me, please, which way I aught to go from here? That depends a good deal on where you want to get to. I don’t much care where. Then it doesn’t matter which way you go. So long as I get somewhere. Oh you’re sure to do that, if you only walk long enough … -Exchange between Alice…

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Pat O'Brien

What’s the Difference between a Financial Planner and a Wealth Manager?

In the financial services industry, there are many terms used to describe the professionals who help you with your investments. Over the course of my career, I’ve heard them all used interchangeably and what I’ve realized is that most investors don’t know the differences that exist among the various titles and certifications. The two that I see used the most…

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