Investment Committee & IA Department News – November 2016

BREAKOUT OR BREAKDOWN? With the S&P 500 having spent the last 3 months in a tight 3% trading range, the question on the mind of many investors relates to the direction that this range-bound market ends up moving in and how a Trump Presidency may influence it. Prior to the election outcome, very few had the stated expectation that the…

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In the Community – November 2016

This year, Krilogy established a new community initiative called Krilogy Kares in which a charitable organization was chosen for the team to partner with in 2016. The Krilogy Kares partner for 2016 is the Special Olympics of Missouri, nominated by Megan Lockhart. Megan began working with Special Olympics when she was in college, volunteering at bowling and basketball nights. She…

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The Biggest Mistake Baby Boomers Make When Planning for Retirement

Today, like no other time in history, there are more ways to communicate than ever. Texting, E-mail, Messenger, Snapchat, and Twitter, are just a few options on the ever-growing list of ways to connect. While these methods of communication accomplish the basic communication requirements, they all lack the interpersonal connection that is sometimes needed in the relationship. Good old-fashioned face-to-face…

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The Four Basic Client-Advisor Communications: Are You Getting Them?

When it comes to working with a financial advisor, many people are unsure of what to expect. They don’t know how often they should be communicating with their advisor, or what kind of feedback is appropriate on a regular basis. I believe that there are four basic communications that should happen on a routine basis between an advisor and his…

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Your Money and Process for Monitoring Your Financial Life

It’s more atypical for someone to achieve their retirement goals without a plan and the discipline and resources to navigate through it. Skill and insight are required, but the importance of well-established habits and monitoring progress can’t be understated. The same is true in many other aspects of life. Pilots, for example, need special skills to do their job. They…

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Matthew J. Haywood

The Top Five Things to Consider when Evaluating your 401(k) Advisor

Sponsors of 401(k) plans likely work with an advisor to help shape and make recommendations on the funds and investments they offer their plan participants. I say “likely work with” because today, there tend to be many who claim to wear the advisor hat but who may not live up to what you should be getting from a 401(k) plan…

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Matthew J. Haywood

The Top Five Things to Consider when Reviewing your 401(k) Provider

As an employer, you may have opted to offer your employees a 401(k) plan as an added benefit for recruitment and retention purposes. Yet what many companies don’t realize is that you should be regularly reviewing your plan to ensure that it continues to be the right fit. I recently wrote an article about your responsibilities as a plan sponsor,…

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Your Money and Your Day-to-Day Decisions

We started this article series talking about your money and your emotions. Our emotions have an effect on financial matters, whether we realize it or not. The everyday decisions we make also have an impact on long term success. Those decisions are made at the ice cream stand, the hardware store, the auto repair shop, and with many other things…

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Your Money and Your Legacy; How “Legacy Thinking” Can Enrich Your Life

What does a legacy look like? “Legacy” is defined in different ways. Some of the most common dictionary sources cite definitions similar to this: leg•a•cy – something (such as property or money) that is received from someone who has died. We at Krilogy have a different viewpoint. You probably do, too. Our clients often see their legacy as being partly…

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Your Money and Your Retirement Dreams

Is there a brighter future in your retirement than you think? There just might be. The subject of retirement dreams conjures up widely different images. Instead of retirement being a mysterious future unknown, it can be a life you enjoy because you’ve planned, sought out expertise, and taken control early on. If you are proactive in your efforts, you avoid…

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